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Load profitability calculator

By Fernandez · Updated October 2026

Check what a load really leaves you before you say yes.

$
mi
mi
$
$
ASSUMPTION
$
$
h
%

Net before truck payment and insurance

$1,020

True rate per mile (all miles)

$2.31

Net per hour

$64

Fixed costs (payment, insurance) are left out so you can compare loads; subtract them per day from the trucking cost per mile calculator for a full picture.

This load nets about $1,020 before fixed costs. We line up loads that beat it, and you choose.

Our dispatchers find and negotiate the loads; you approve each one and sign the rate con. 5% of gross for one truck with an MC 6 months or older, no setup fee.

Start dispatch

How it is calculated

  • Gross = load rate + extra stops x stop pay.
  • Fuel = (loaded + empty miles) / MPG x diesel price.
  • Costs = fuel + other running cost x miles + tolls + gross x dispatch fee.
  • Net = gross - costs. True rate per mile = gross / all miles. Net per hour = net / hours.

Worked example

ItemEXAMPLE
Rate$1,800
Loaded and empty miles700 + 80
Fuel at $3.80 and 6.5 MPGabout $456
Other running costs at $0.30 a mile$234
Dispatch fee at 5%$90
Net before fixed costsabout $1,020
True rate per mile$2.31
Net per hour over 16 hoursabout $64

EXAMPLE load and costs.

Comparing loads

Run two loads through the calculator and compare net and net per hour, not the headline rate. A $2,400 load with 250 empty miles and a day of waiting can leave less than a $1,800 load close by. Then think about where each one leaves you: a slightly weaker load into a strong market can set up a better next load.

To see whether a dispatcher's fee pays for itself across a month, use the dispatch ROI calculator. Idle hours cost fuel too; the APU ROI payback calculator prices that. For the bigger question of whether the truck pays as an investment, read is buying a semi truck a good investment and semi truck depreciation by age and mileage.

Mistakes that make a load look better than it is

  • Counting only loaded miles. Empty miles to the pickup burn fuel and wear the truck the same as loaded ones.
  • Using last month's diesel price. Fuel moves weekly; use the price you will actually pay on this trip.
  • Ignoring time. A load with long waits at the dock ties up the truck; compare net per hour, not just net.
  • Forgetting where the load ends. A good rate into a dead market can cost you the next day; price the way out too.
BOOKED

Loads that beat this one

We find and price loads with empty miles included, and you choose.

Questions

How do I calculate profit on a truck load?
Start with everything the load pays, including stop pay. Subtract fuel for loaded and empty miles, other running costs per mile, tolls and any dispatch fee. What is left is the load's contribution before fixed costs like the payment and insurance. The calculator does it as you type.
What is a true rate per mile?
The total the load pays divided by every mile it takes, including the empty miles to the pickup. Brokers quote per loaded mile, which looks higher. The true rate is the one to compare with your cost per mile, because the truck runs every mile either way.
Why does net per hour matter?
Because a short load with long waits can pay less per hour than a longer load that moves steadily. Hours of service limit how much you can drive, so a load that ties up the truck for a day has to pay for the day. Enter door-to-door hours, waiting included.
Should I include my truck payment in load profit?
Not per load. Fixed costs are paid whether or not you take the load, so leaving them out lets you compare loads fairly. Check the week as a whole against the payment and insurance with the trucking cost per mile calculator.
Is this a trucking load profit calculator for dispatched loads too?
Yes. Enter the dispatch fee percentage and the calculator subtracts it from the gross. Set it to zero for self-dispatched loads, or run the same load both ways to see exactly what the fee costs you on that load, then weigh it against the rate a dispatcher negotiated.
How do I compare a short load with a long one?
Compare net per hour and the true rate per mile, not just the total pay. A short load often pays more per mile but spends hours at docks, while a long load ties up the truck for days. Enter both with realistic hours, including loading and waiting time, and look at what each leaves you for every hour of the week.